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Showing posts from May, 2023

5 Credit Cards for New Immigrants in the UK with No Credit History

As a new immigrant in the UK, building credit can be a challenge. However, it is of utmost importance to create a credit history if you wish to stay long term and have access to financial instruments like Loans, Mortgage, etc. in the future. How does Credit card help in generating a credit score? Having a credit card can be important for building a credit score for several reasons: Credit History: Credit cards provide an opportunity to establish a credit history. Lenders and credit bureaus use your credit history to assess your creditworthiness when you apply for loans or other forms of credit. By using a credit card responsibly, making timely payments, and keeping your balances low, you can build a positive credit history over time. Payment History: Your payment history is a crucial factor in determining your credit score. By consistently making your credit card payments on time, you demonstrate financial responsibility and reliability. Late or missed payments can have a negative impa...

Navigating the UK: 5 Culture Shocks Indians Need to Know About

Moving to a new country can be exciting, but it can also come with its own set of challenges. For people from India, moving to the UK can be a culture shock in many ways. From the way they eat to the way they dress, a lot is uncommon with the Indian culture and hence it is very important to be mentally prepared for all the cultural shocks that are coming your way.  5 Cultural shocks that are important to know for Indians in UK  Here are 5 cultural shocks people from India will feel when they move to the UK. Weather: One of the biggest culture shocks people from India will feel when they move to the UK is the weather. The UK is known for its unpredictable weather, and people from India may find it hard to adjust to the cold, rainy climate. It is important to invest in warm clothing, and to always carry an umbrella or raincoat. Shops closing early: In India, shops and markets are often open late into the night, and it is easy to find everything you need at any time of day. Ho...

From Visas to Vindaloo: 10 Must-Ask Questions for Indians Moving to the UK

Moving abroad is a dream for many. Skilled professionals from India, especially the younger ones, are always on the lookout for any opportunity that allows them to settle outside. While US is a tough nut to crack without getting educated in a US based university first, countries like the UK, Canada, Australia & the UAE allow many to directly apply for jobs and move there. In today's article, we are going to focus on the UK and delve deeper into why Indians should consider settling in the UK and what are the most common questions they will have when they move. UK Calling: Why Indian Professionals Should Consider Settling in the UK Now There are several reasons why now is a good time for young professionals to consider moving to the UK: The UK job market is growing: Despite the economic uncertainty caused by Brexit and the COVID-19 pandemic, the UK job market has been growing steadily. Many industries, such as tech, healthcare, and finance, are experiencing a high demand for skil...